Loading...

These terms and conditions outline the rules and regulations for the use of Payebo International LLC's Website, located at https://payebo.com.

By accessing this website we assume you accept these terms and conditions. Do not continue to use Payebo if you do not agree to take all of the terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: "Client", "You" and "Your" refers to you, the person log on this website and compliant to the Company’s terms and conditions. "The Company", "Ourselves", "We", "Our" and "Us", refers to our Company. "Party", "Parties", or "Us", refers to both the Client and ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services, in accordance with and subject to, prevailing law of Netherlands. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.

General

Payebo General Terms and Conditions

[Version - November, 2019]

1. About Payebo
1.1. Payebo® is a trading name of Payebo International LLC, a company incorporated under the laws of Delaware, USA with registration number 7602142. We are in process to get licence from Financial Authorities for issuance of electronic money.

2. Your Payebo Account
2.1. Your Payebo Account is an electronic money account which enables you to send and receive electronic payments.
2.2. Your Payebo Account is denominated in USD Currency. This will remain the currency of your Payebo Account for the duration of your agreement with us. In future you will be able to open your Payebo account in many currencies.
2.3. Subject to section 7, the electronic money held on your Payebo Account does not expire but it will not earn any interest.
2.4. You have the right to withdraw funds from your Payebo Account at any time. However, you may be required to confirm your identity beforehand. There is no minimum withdrawal amount but the funds on your Payebo Account must be sufficient to cover any applicable withdrawal fee. You can choose the method of withdrawal when submitting your withdrawal request.
2.5. The electronic money on a Payebo Account belongs to the person or legal entity which is registered as the Payebo Account holder. No person other than the Payebo Account holder has any rights in relation to the funds held in a Payebo Account, except in cases of succession. You may not assign or transfer your Payebo Account to a third party or otherwise grant any third party a legal or equitable interest over it.

3. Opening Your Payebo Account
3.1. In order to use our payment services you must first open a Payebo Account by registering your details on our Website. As part of the signup process you will need to accept these Terms of Use and our Privacy Notice and you must have legal capacity to accept the same.
3.2. If you are an individual, you must be 18 years or older to use our services and by opening a Payebo Account you declare that you are 18 years or older.
3.3. You may only open one Payebo Account unless we explicitly approve the opening of additional accounts.
3.4. You may only open a Payebo Account if it is legal to do so in your country of residence. By opening a Payebo Account you represent and warrant to us that your opening of a Payebo Account does not violate any laws or regulations applicable to you. You shall pay us the amount of any losses we incur in connection with your breach of this section.
3.5. All information you provide during the signup process or any time thereafter must be accurate and truthful.
3.6. You may only add Payment Methods to your Payebo Account if you are the named holder of the account for that Payment Method. We take any violation of this requirement very seriously and will treat any attempt to add a Payment Method of which you are not the named holder as a fraudulent act.
3.7. Within 14 days of the date of opening your Payebo Account, you may close your Payebo Account at no cost by contacting Customer Service, however, if you have uploaded funds into your Payebo Account, you may be required to provide identification documents before being able to withdraw funds. Transactions and fees for transactions undertaken before you close your Payebo Account (including those transactions that are not revocable and have been initiated but not completed before closure of your Payebo Account) will not be refunded.

4. Maintaining Your Payebo Account
4.1. You must ensure that the information recorded on your Payebo Account is always accurate and up to date and we shall not be liable for any loss arising out of your failure to do so. We may ask you at any time to confirm the accuracy of your information or to provide documents or other evidence.
4.2. We may contact you by e-mail or in other ways described in section 18 with information or notices regarding your Payebo Account. It is your responsibility to regularly check the proper functioning of your e­mail account or other methods of communication that you have registered with your Payebo Account and to retrieve and read messages relating to your Payebo Account promptly. We shall not be liable for any loss arising out of your failure to do so.
4.3. Fund uploads, payments received, payments sent and fund withdrawals are displayed in your online transactions history together with the date of receipt or transmission (the debit value date). Each transaction is given a unique transaction ID and shown in the transaction history. We will not alter or amend information displayed in your online transaction history. You should quote this transaction ID when communicating with us about a particular transaction. You should check your Payebo Account balance and transaction history regularly. You should report any irregularities or clarify any questions you have as soon as possible by contacting Customer Service.
4.4. We will send you an e-mail notification to the e-mail address used when registering for your Payebo Account (as updated from time to time by you) every month reminding you to log into your Payebo Account and download and/or print a copy of your transaction history.

5. Keeping Your Payebo Account Safe
5.1. You must take all reasonable steps to keep your Payebo Account password and any other security features safe at all times and never disclose them to anyone. Our personnel will never ask you to provide your password to us or to a third party. Any message you receive or website you visit that asks for your password or other security features, other than the Payebo Website or a Payebo payment gateway on a merchant website, should be reported to us. If you are in doubt whether a website is genuine, you should contact Customer Service.
5.2. It is advisable to change your password regularly (at least every three (3) to six (6) months) in order to reduce the risk of a security breach in relation to your Paybeo Account. We also advise you not to choose a password that is easily guessed from information someone might know or gather about you or a password that has a meaning. you must never allow anyone to access your Paybeo Account or watch you accessing your Paybeo Account. You must comply with the security procedures we tell you about from time to time.
5.3. If you have any indication or suspicion of your Paybeo Account, login details, password or other security feature being lost, stolen, misappropriated, used without authorisation or otherwise compromised, you are advised to change your password.
You must contact Customer Service without undue delay on becoming aware of any loss, theft, misappropriation or unauthorised use of your Paybeo Account, login details, password or other security features. Any undue delay in notifying us may not only affect the security of your Paybeo Account but may result in you being liable for any losses as a result where your failure to notify us is intentional or grossly negligent. If you suspect that your Paybeo Account was accessed by someone else, you should also contact the police and report the incident.
5.4. We may suspend your Paybeo Account or otherwise restrict its functionality on reasonable grounds relating to the security of the Paybeo Account or any of its security features or if we reasonably suspect that an unauthorised or fraudulent use of your Paybeo Account has occurred or that any of its security features have been compromised.
We will notify you of any suspension or restriction and of the reasons for such suspension or restriction in advance or, where we are unable to do so, immediately after the suspension or restriction has been imposed, unless notifying you would be unlawful or compromise our reasonable security interests. We will lift the suspension and/or the restriction as soon as practicable after the reasons for the suspension and/or restriction have ceased to exist.
5.5. If we think your Paybeo Account is at risk of fraud or a security threat, we will use the fastest and most secure way of contacting you using the details you have provided to tell you what you need to do to help deal with that risk.
5.6. You must take all reasonable care to ensure that your e-mail account(s) are secure and only accessed by you, as your e-mail address may be used to reset passwords or to communicate with you about the security of your Paybeo Account. In case any of the e-mail addresses registered with your Paybeo Accounts are compromised, you should without undue delay after becoming aware of this contact Customer Service and also contact your e-mail service provider.
5.7. Irrespective of whether you are using a public, a shared or your own computer to access your Paybeo Account, you must always ensure that your login details are not stored by the browser or cached or otherwise recorded. You should never use any functionality that allows login details or passwords to be stored by the computer you are using.

6. Closing Your Paybeo Account
6.1. You may close your Paybeo Account at any time by contacting Customer Service. Fees relating to ongoing management of inactive accounts will also continue to be charged following closure of your Account. This provision shall survive termination of the relationship between you and us.
6.2. If your Paybeo Account holds a balance at the time of its closure, we will ask you to withdraw your funds within a reasonable period of time, during which your Paybeo Account will be accessible for the purpose of withdrawing the remaining balance only. After the expiry of this period you will not be able to access your Paybeo Account but you may withdraw any remaining funds by contacting Customer Service and requesting that the funds are sent to you in a manner that is reasonably acceptable for us. If you want to access your transaction history after the closure of your Paybeo Account, you will need to contact Customer Service and request the information, You may do so for a period of six years from the date of closure of your Paybeo Account but we suggest that you withdraw your remaining funds as soon as possible as they will not earn any interest while in your Paybeo Account. Your obligations with regards to keeping your Paybeo Account safe as set forth in section 6 shall continue to apply.
6.3. We reserve the right to carry out any necessary money laundering, terrorism financing, fraud or other illegal activity checks before authorising any withdrawal of your funds, including in relation to returning any funds to you after you have closed your Paybeo Account.

7. Uploading Funds
7.1. You can upload funds by visiting the Website, logging into your Paybeo Account and following the relevant upload instructions. You may be presented with a number of different upload methods, depending on which Payment Methods you have added to your Paybeo Account and which Payment Methods are available in your country of residence. Upload methods are payment services provided by third party financial institutions (for example, the issuer of the payment card you use to upload funds or third party direct banking service providers) and are not part of our service.
7.2. You may be asked to answer security questions or to complete other activities that we or the payment service provider you use to upload Paybeo to your Paybeo Account may reasonably require to ensure proper authorisation of an upload transaction.
7.3. If you choose to upload funds using a Payment Method that may be subject to a right to claim funds back (a "Chargeback") such as (but not limited to) credit or debit card or direct debit, you declare that you will not exercise such Chargeback other than for unauthorised use of the Payment Method or for a breach by us of these Terms of Use which would result in you having a right to a refund of the uploaded amount. Otherwise, you may not Chargeback any upload transaction or allow Chargeback of any upload transaction for reasons for which we are not responsible including (but not limited to) disputes with merchants for non-delivery of goods or services or insufficient balance on the Payment Method account. We reserve the right to charge you fees and expenses we incur in connection with such Chargeback and any action undertaken to challenge the same. We may also charge you a Chargeback fee of 25 USD.
7.4. If a chargeback or reversal of an upload transaction results in a negative balance in your Paybeo Account, you will be required to repay such negative balance by uploading sufficient funds into your Paybeo Account. Failure to do so is a breach of these Terms of Use. Repayment of the negative balance is due immediately without notice. We reserve the right, at any time, to send you reminders or to take other debt collection measures including but not limited to mandating a debt collection agency or solicitors or to pursue the claim in court. We reserve the right to charge you the expenses we reasonably incur in connection with any debt collection or enforcement efforts.
7.5. Uploaded funds will be credited to your Paybeo Account after the funds have been received by us. Some upload transactions, such as those by credit or debit card, direct debit or direct banking will be credited to your Paybeo Account immediately, but are subject to reversal if the actual funds do not reach us within a reasonable time in which case we will deduct such reversed transaction from the balance of your Paybeo Account. If your Paybeo Account balance is insufficient, we reserve the right to require repayment from you.
7.6. For the purposes of an upload transaction through a Payment Method, we are an e-money issuer and will issue e-money in exchange for the uploaded funds. We will not be acting as a payment service provider when receiving such funds.
7.7. You must not make an upload through a Payment Method if you are not the named holder of that Payment Method. We take any violation of this requirement very seriously and will treat any attempt to use a Payment Method of which you are not the named holder as a fraudulent act. Without prejudice to claiming further damages, if we are required to return funds uploaded from a Payment Method that is not in your name, we may charge an administration fee of 10 USD per upload return.
7.8. Uploads may be subject to upload limits due to security and legal requirements. These limits are set dynamically depending on your verification status and the upload method you want to use. You should be aware that depending on your verification status your upload limits may be higher than your withdrawal or spending limits. You can view these limits at any time in the relevant section of your Paybeo Account profile.

8. Sending Payments
8.1. To send a payment you are required to authorise the payment with your login details and password. We may also ask you additional security questions relating to you or your Paybeo Account. If your Paybeo Account is protected by additional security measures such as password tokens, you need to follow the instructions provided to you with such additional security measures. If your Paybeo Account is enabled to make mass payments, the procedure to make such payments will be communicated to you in the relevant integration manual.
8.2. Every recipient of a payment you wish to send through us must have a valid means that we can use for their identification. For most of our services that means of identification will be a valid e-mail address but other means of identification may be required for our other services.
8.3. If you are asked to provide details of the recipient’s e-mail address or other means of identification, where applicable, you must take great care to properly type the exact details of who you wish to send money to. We use those details as the unique identifier to determine the intended recipient of the payment which you instruct us to process. Other information you provide along with the recipient’s means of identification may be disregarded and we shall not be liable for any error you make when entering the recipient’s means of identification.
8.4. If the e-mail address/username of the intended recipient is registered with us, the funds will be instantly credited to the Paybeo Account associated with that e-mail address/username. Once funds are credited to the recipient’s Paybeo Account, the transaction becomes irreversible.
8.5. Payments are subject to payment limits due to security and legal requirements. These limits are set dynamically depending on your verification status. You should be aware that the recipient of a payment may also be subject to spending and withdrawal limits and that this may affect the recipient’s access to the funds you intend to send.

9. Receiving Funds
9.1. If you receive funds into your Paybeo Account, we will send you a notification email and display the payment as a “BALANCE Recived” transaction in your transactions history under fund transfer, together with the date of receipt. Each transaction is given a unique transaction ID and shown in the transaction history. We will not alter or amend information displayed in your fund transaction history. You should regularly reconcile incoming payments with your own records.
9.2. You should be aware that receipt of funds to your Paybeo Account does not necessarily mean that these transactions cannot be reversed. We reserve the right to reverse a payment if the payer or the payer’s bank or payment service provider has charged back or otherwise reversed (or is reasonably likely to Chargeback or otherwise reverse) an upload or other payment which was used to fund the payment to you.

10. Prohibited Transactions
10.1. It is strictly forbidden to send or receive payments as consideration for the sale or supply of: tobacco products, prescription drugs, drugs and drug paraphernalia, weapons (including without limitation, knives, guns, firearms or ammunition), satellite and cable TV descramblers, material which incites violence, hatred, racism or which is considered obscene, government IDs and licences including replicas and novelty items and any counterfeit products, unlicensed or illegal lotteries or gambling services (including without limitation the use of or participation in illegal gambling houses), unregistered charity services, items which encourage or facilitate illegal activities, prepaid debit cards or other stored value cards that are not associated with a particular merchant and are not limited to purchases of particular products or services, third party processing or payment aggregation products or services, multi-level marketing, pyramid selling or ponzi schemes, matrix programmes or other “get rich quick” schemes or high yield investment programmes, goods or services that infringe the intellectual property rights of a third party, un-coded/miscoded gaming, timeshares or property reservation payments (On and Off Plan). We reserve the right, in our sole discretion, to add categories of prohibited transactions by adding such categories either to these Terms of Use or an acceptable use policy published on the Website.
10.2. It is strictly forbidden to make payments to or to receive payments from persons or entities offering illegal gambling services, including (but not limited to) illegal sports betting, casino games and poker games. We may suspend or terminate your Paybeo Account at any time or refuse to execute or reverse a transaction if we believe that you directly or indirectly use or have used your Paybeo Account for or in connection with illegal gambling transactions. This list is not exhaustive and it is your responsibility to ensure that you do not use our services for transactions that may be considered illegal in your jurisdiction.
10.3. You may not use our services if you are residing in certain countries. A list of non-serviced countries is available on the Website and updated from time to time. This list is not exhaustive and we may in our sole discretion decide to discontinue or restrict our services in other countries at any time and without prior notice. We reserve the right to suspend or terminate your Paybeo Account at any time if we reasonably believe to be required to do so by law or in order to comply with recommendations issued by a relevant government authority or recognised body for the prevention of financial crime.
10.4. It is strictly forbidden to use your Paybeo Account for any illegal purposes including but not limited to fraud and money laundering. We will report any suspicious activity to the relevant law enforcement agency. You are prohibited from using your Paybeo Account in an attempt to abuse, exploit or circumvent the usage restrictions imposed by a merchant on the services it provides.
10.5. You may only accept payments for certain categories of business after approval from us in our sole discretion. Such business categories include but are not limited to: money exchange or remittance businesses, including but not limited to bureaux de change, currency exchanges and purchase of travel money; the collection of any form of donations or payments to charitable or not-for-profit organisations; dealing in natural resources such as jewels, precious metals or stones; live streaming; the sale or supply of alcoholic beverages; the sale of supply of dietary supplements and alternative health products; any other business category published in an acceptable use policy on the Website from time to time. In case you are in doubt whether your business falls under any of the above categories, you must contact Customer Service. We reserve the right in our sole discretion, to add business categories requiring approval by adding such categories either to these Terms of Use or an acceptable use policy published on the Website.
10.6. It is your and not our responsibility to ensure that you only send payments to or receive payments from persons or entities for the sale or supply of goods and services that you may provide or receive in compliance with any applicable laws and regulations. The mere fact that a person or entity accepts payments through us is not an indication of the legality of the supply or provision of their goods and services. If you are in doubt as to the legality of a supply or purchase, you should not continue with your payment.

11. Prohibited Transactions
11.1. You can request a withdrawal of all or part of the funds held in your Paybeo Account at any time. To do this you must log into your Paybeo Account and select a withdrawal method and enter the amount to be withdrawn. Withdrawal methods are payment services provided, at least in part, by third party financial institutions (for example, the bank where you hold a bank account). We do not guarantee the availability of any particular withdrawal method and may make changes to or discontinue a particular withdrawal method at any time without following the procedure set out in section 17 as long as there is at least one withdrawal method available to you. Where the withdrawal payment is received by you through the involvement of a payment service provider (such as the bank where you hold a bank account), we shall not be responsible for the withdrawal payment once the withdrawn funds are received by your payment service provider.
11.2. Your Paybeo Account is subject to withdrawal limits. These limits are adjusted dynamically depending on the type of identification documentation we hold on you. You can view your withdrawal limits at any time in your Paybeo Account profile. Before uploading any funds into your Paybeo Account, you must ensure that your current withdrawal and spending limits meet your withdrawal and spending requirements as we legally cannot allow you to exceed these limits.
11.3. If your withdrawal request exceeds the current limit, we may decline your request and instead require you to send us documents verifying your identity and address prior to allowing a withdrawal of funds or to otherwise cooperate with us to verify your identity.
11.4. Withdrawals are subject to fees including currency conversion fees (if applicable). For the purposes of a withdrawal transaction, we are a payer and not a payment service provider.
11.5. You must not make a withdrawal to a bank account or other Payment Method if you are not the named holder. We take any violation of this requirement very seriously and will treat any attempt to use a Payment Method of which you are not the named holder as a fraudulent act. Without prejudice to claiming further damages, if we are required to investigate a withdrawal to a Payment Method that is not in your name, we may charge an administration fee of up to 10 USD.
11.6. You must ensure that the payment details you enter when withdrawing funds are correct and complete. We will not be liable for withdrawn funds being sent to the wrong account where this is due to you providing incorrect payment details. When withdrawing to a bank account, you must ensure that the account number, sort code, IBAN and/or BIC/SWIFT are correct. If you have withdrawn funds to the wrong account, you may request that we assist you in reclaiming the funds. However, we will charge you an administration fee of up to 25 USD for doing so and we cannot guarantee that the reclaim efforts will be successful.

12. Fees
12.1. Fees depend on whether you are using your Payebo Account for personal or commercial purposes.
12.2. Transaction related fees can be viewed at any time in the "Fees" section of our Website. Additional fees apply to Payebo Accounts used for commercial purposes in accordance with the applicable terms and conditions. You should print or download and keep a copy of the "Fees" section together with a copy of these Terms of Use.
12.3. Fees payable by you will be deducted from your Payebo Account balance and you hereby authorise us to do the same. Transaction fees will be charged when the transaction is executed. If your Payebo Account balance is insufficient to cover the fees, we may refuse to execute the payment. Reversal or chargeback fees will be deducted when incurred.

13. Your Data
13.1. The processing of your data is governed by our Privacy Notice which can be found on our Website. By accepting these Terms of Use, you also agree to the terms of our Privacy Notice. You should print and keep a copy of the Privacy Notice together with these Terms of Use.

14. Liability
14.1. In the case of an unauthorised payment or a payment that was incorrectly executed due to an error by us, we shall, as soon as practicable, refund the payment amount including all fees deducted therefrom.

15. Termination and suspension
15.1. We may terminate your Payebo Account or any payment service associated with it by giving you two months’ prior notice. You may terminate your Payebo Account with us at any time. Different termination provisions may apply if you use your Payebo Account for commercial purposes.
15.2. Together with a termination notice or at any time thereafter we may give you reasonable instructions on how to withdraw remaining funds.
15.3. If your Payebo Account is subject to a reserve, termination of your Payebo Account will not affect our right to hold the reserve and to make deductions therefrom for the time agreed.
15.4. We may at any time suspend or terminate your Payebo Account without notice if:
15.4.1. you breach any condition of these Terms of Use or any other condition applicable to specific services covered by separate terms and conditions;
15.4.2. you violate or we have reason to believe that you are in violation of any law or regulation that is applicable to your use of our services;
15.4.3. we have reason to believe that you are in any way involved in any fraudulent activity, money laundering, terrorism financing or other criminal activity; or
15.4.4. we have reason to believe that another Payebo Account or NETELLER Account provided by us or one of our group companies is held by you and has been used for any fraudulent activity, money laundering, terrorism financing or other criminal activity.
15.5. We may suspend your Payebo Account at any time if:
15.5.1. we reasonably believe that your Payebo Account has been compromised or for other security reasons; or
15.5.2. we reasonably suspect your Payebo Account to have been used or is being used without your authorisation or fraudulently; and we shall notify you either prior to the suspension or, if prior notification is not possible under the circumstances, promptly after the suspension unless we are prohibited by law to notify you.

16. Changes to these Terms of Use
16.1. These Terms of Use and any additional terms and conditions that may apply are subject to change. Changes will be implemented with prior notice from us under the procedure set forth in this section.
16.2. We shall give notice to you of any proposed change by sending an email to the primary email address registered with your Payebo Account.
16.3. The proposed change shall come into effect two (2) months after the date the change notice is deemed received under section 17.1, unless you have given us notice that you object to the proposed changes before the changes come into effect. Changes that make these Terms of Use more favourable to you shall come into effect immediately if so stated in the change notice. Changes to exchange rates shall come into effect immediately without notice and you shall not have the right to object to such a change.
16.4. If you object to the changes, they will not apply to you. However, any such objection shall constitute a notice by you to terminate and close your Payebo Account. Your Payebo Account will be closed in accordance with the provisions of section 6 above.

17. How we communicate
17.1. We usually contact you via email. For this purpose you must at all times maintain at least one valid email address in your Payebo Account profile. You are required to check for incoming messages regularly and frequently. Emails may contain links to further communication on our Website. Any communication or notice sent by email will be deemed received by you on the same day if it is received in your email inbox before 4.30 pm on a Business Day. If it is received in your email inbox after 4:30pm on a Business Day or at any other time, it will be deemed received on the next Business Day.
17.2. Where legislation requires us to provide information to you on a durable medium, we will either send you an email (with or without attachment) or send you a notification pointing you to information on our Website in a way that enables you to retain the information in print format or other format that can be retained by you permanently for future reference. We recommend you keep copies of all communications we send or make available to you.
17.3. You can request a copy of the current Terms of Use or any other contractual document relevant to you by contacting Customer Service.
17.4. In order to view emails you need a computer with email software that can display emails in HTML format. We may also send you attachments in Adobe Systems Inc.’s Portable Document Format (PDF), for which you need Adobe’s Acrobat Reader, which can be downloaded for free at the Adobe website.
17.5. We will never send you any emails with executable files attached or with links to any executable files. If you receive any email with such attachments, you should delete the message without clicking on the attachment. If you are unsure whether a communication is originating from us, please contact Customer Service.
17.6. We will communicate to you in English and will always accept communications made to us in English. For non-standard communication, we reserve the right to communicate with you in English. Documents or communications in any other languages are for convenience only and shall not constitute an obligation on us to conduct any further communication in that language.
17.7. Apart from communicating via email, we may contact you via letter or telephone, where appropriate. If you use any mobile services, we may communicate with you via SMS. Any communication or notice sent by post will be deemed received three days from the date of posting for UK post or within five days of posting for international post. Any communication or notice sent by SMS will be deemed received the same day.
17.8. You may contact us at any time by sending a message to Customer Service via the “Support” facility or contact us at [email protected] or you can generate support ticket from your Member Area.

18. Complaints
18.1. Any complaints about us or the services we provide should be addressed to us in the first instance by contacting Customer Service. You should clearly indicate that you are wishing to make a complaint to us. This helps us to distinguish a complaint from a mere query. We send you a complaint acknowledgement by post or by email within 48 hours of receiving your complaint in accordance with our complaints procedure.
18.2. We endeavour to provide you with an answer or resolution to your complaint within the timeframes as outlined by the Financial Ombudsman Service. Should this not be possible due to unforeseen circumstances or lack of information, we will contact you.

19. Cookies
19.1. We employ the use of cookies. By accessing Payebo, you agreed to use cookies in agreement with the Payebo International LLC's Privacy Policy. Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.

20. Hyperlinking to our Content
20.1. The following organizations may link to our Website without prior written approval:

  • Government agencies;
  • Search engines;
  • News organizations;
  • Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and
  • System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.
20.2. These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.
We may consider and approve other link requests from the following types of organizations:
  • commonly-known consumer and/or business information sources;
  • dot.com community sites;
  • associations or other groups representing charities;
  • online directory distributors;
  • internet portals;
  • accounting, law and consulting firms; and
  • educational institutions and trade associations.
20.3. We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of Payebo International LLC; and (d) the link is in the context of general resource information.
20.4. These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.
20.5. If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to Payebo International LLC. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.
20.6. Approved organizations may hyperlink to our Website as follows:
  • By use of our corporate name; or
  • By use of the uniform resource locator being linked to; or
  • By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party’s site.
No use of Payebo International LLC's logo or other artwork will be allowed for linking absent a trademark license agreement.

21. iFrames
21.1. Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.

22. Reservation of Rights
22.1. We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amen these terms and conditions and it’s linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

23. Miscellaneous
23.1. No person other than you shall have any rights under these Terms of Use and the provisions of the Contracts (Rights of Third Parties) Act 1999 are expressly excluded.
23.2. Your Payebo Account is personal to you and you may not assign any rights under the Terms of Use to any third party.
23.3. Your Payebo Account is operated in the United Ststes and these Terms of Use shall be governed by and interpreted in accordance with the laws of Delaware USA. Any dispute under these Terms of Use or otherwise in connection with your Payebo Account shall be brought exclusively in the courts of Delaware except where prohibited by law.
23.4. Payebo Account” means the electronic money account you open and maintain through the Payebo Website
23.5. Payebo Website” or “Website” means the website available at www.payebo.com
23.6. Payebo” means Payebo International LLC. (Incorporation Number: 7602142) whose registered office is at 16192 Coastal Highway, Lewes, Delaware, 19958, Country of Sussex, United States.

Affiliates

Payebo Affiliates Terms and Conditions

[Version - November, 2019]

To participate in the Payebo Affiliates Programme Affiliates must comply with these Terms and Conditions at all times (“Terms and Conditions”). BY CHECKING THE BOX "Terms and Conditions before proceeding with your application" YOU AGREE TO BE BOUND BY THESE TERMS. IF you do NOT AGREE TO THESE TERMS, DO NOT CHECK THE BOX AND DO NOT APPLY TO PARTICIPATE IN THE PAYEBO AFFILIATE PROGRAMME.
Payebo International LLC, company number 7602142, with its registered office located at 16192 Coastal Highway, Lewes, Delaware, 19958, Country of Sussex, United States. (“Payebo” or “us”) and you (hereinafter “Affiliate”), each a Party or collectively the Parties.

1. About Payebo Affiliates
1.1. Payebo Affiliate Program gives you a new way to earn money. Everyone can Sign up and Become Part of our affiliate program for just 15 bucks and he/she will get referral link to promote payebo.
1.2. The Payebo Affiliates Programme gives 100% commission for every successful referral who sign up with us through your link. You will receive $10 in your E-wallet account and $5 in your upgrade account for auto pool qualification.
1.3. At payebo affiliate system there is no minimum payout condition. You can withdraw as low as $10 in your perfect money account and minimum internal transfer is $1

2. Definitions and Interpretation
2.1. Affiliate Member Account means the Member Account(s) held in the name of Affiliate with Payebo.
2.2. Affiliate Relatives means: (i) where Affiliate is a legal entity, any affiliate, director, officer, shareholder or employee of Affiliate; or (ii) where Affiliate is a natural person, a spouse, common law partner, civil partner, child, step child, sibling, parent, parents-in-law, aunt, uncle, cousin or grandparent of Affiliate.
2.3. Applicable Laws and Regulations means any law, statute, rule, regulation, order, circular, decree, directive, judgment, decision or other similar mandate of any applicable central, national, state or local governmental authority having competent jurisdiction over, or application, to the Party, a Referred Member, or subject matter in question. Commission means the commission payable by payebo to Affiliate for the referral of the payebo Services to New Members in accordance with clause 3 (Commission) hereto.
2.4. Confidential Information means (i) these Terms and Conditions; (ii) each Party’s trade secrets, business plans, strategies, methods and/or practices; and (iii) any other information relating to either Party or its business that is not generally known to the public, including but not limited to information about either Party’s personnel, products, customers, marketing strategies, services or future business plans. Notwithstanding the foregoing, Confidential Information specifically excludes (A) information that is now in the public domain or subsequently enters the public domain by publication or otherwise through no action or fault of the other Party; (B) information that is known to either Party without restriction, prior to receipt from the other Party under this Agreement, from its own independent sources as evidenced by such Party’s written records, and which was not acquired, directly or indirectly, from the other Party; (C) information that either Party receives from any third Party reasonably known by such receiving Party to have a legal right to transmit such information, and not under any obligation to keep such information confidential; and (D) information independently developed by either Party’s employees or affiliates provided that either Party can show that those same employees or affiliates had no access to the Confidential Information received hereunder.
2.5. Member Account means the electronic money account registered with Payebo International LLC (“Payebo Member Account”).
2.6. New Member means a consumer who, at the time of the referral by Affiliate to Payebo in accordance with clause 2, does not have an existing Member Account.
2.7. Sub-Affiliate means any person or entity referred to Payebo by Affiliate for the purposes of acquiring Members and has entered into an agreement with Payebo to participate in the Payebo Affiliates Programme. 2.7. Referred Member means a New Member who was referred by Affiliate to Payebo Services using the link provided in Affiliate’s Approved Media and has successfully registered a Member Account in accordance with the applicable Member Account Terms of use.

3. Referrals
3.1. Affiliate shall co-operate in good faith with Payebo to promote and refer the Services to New Members in accordance with these Terms and Conditions. Affiliate acknowledges and agrees that Payebo may in its sole discretion decide whether or not to accept New Members as Referred Members.
3.2. Affiliate may also refer Sub-Affiliates to Payebo. Payebo, in its sole discretion will decide whether to accept the Sub-Affiliate to the Payebo Affiliates Programme.
3.3. The legal relationship between Payebo and any Referred Member or Sub-Affiliate will be the sole remit and responsibility of Payebo. With the exception of clause 5 (Commission) Payebo will not be liable to account to Affiliate any details of such relationships.
3.4. Affiliate shall not have any power to accept Referred Members or make contracts on behalf of Payebo and shall not make or give any promises, representations, warranties or guarantees, whether expressed or implied to New Member on behalf of Payebo.
3.5. To participate in the Payebo Affiliates Programme, you will need to register for an affiliate account (https://payebo.com/register). Payebo Affiliatess programme that will enable you to access your referral links, commission reports and other tools and information that Payebo may provide from time to time.

4. Auto Pool Earnings
4.1. Payebo auto pool reward system is the world's largest pay system which actually pays to all affiliates who's promotional plans qualify for auto pool.
4.2. To qualify for auto pool earnings you need to introduce payebo promotional campaign to just three friends and you will enter into auto pool rewarding system. There are 25 auto pools from which you earn rewards.
4.3. It is for your understanding that auto pool operates on FIFO (first in first out) model. Your auto pool earnings is subject to FIFO Model and we can not control your pool earnings. Everyone get rewarded on his turn.
4.4. It is recommended that you should buy only one affiliate plan in start and refer three friends and your plan will automatically qualify for auto pool earning.
4.5. Payebo is not any get rich quick scheme. It is a new way to earn money as described in our affiliates section.
4.6. Payebo promotional campaign purpose is to find new members who will use Payebo services in future. We made this Promotional Campaign to help our affiliates to make more earnings.
4.7. It is strictly forbidden that affiliates buy many plans to increase their earning. You will buy only one Affiliate plan and can buy more if you have funds in your upgrade account from your referrals.
4.8. Company's aim is to build larger audinece for its upcoming payment method. So, all affiliates have responsibilty to promote payebo with honesty and dignity.
4.9. There is no limit on your earnings. Payebo is liable to send you funds which you make through promotional campaign. No matter what amount you request from your payebo affiliate account, we process withdrawals within 24 hours.
4.10. It is the duty of affiliates to promote payebo on every online portal including social sites and your personal social pages. We do not allow affiliates to just buy our promotional plans and wait for earnings.

5. Commission
5.1. In consideration of the services rendered under these Terms and Conditions, Payebo shall pay Affiliate the following Commission from $15.
$15 is the price for every affiliate plan being purchased on our website:

  • 100% of the commission paid to any Affiliate in relation to the Payebo Affiliates Programme
  • $10 in your E-wallet (66.66% from 100%)
  • $5 in your upgrade account (33.33% from 100%)
5.2. Payebo will pay Commission within 1 working day (or in such other frequency as determined by company) following the end of the calendar month for which Commission is due and payable.
5.3. The Commission will be inclusive of VAT, if applicable, or other applicable sales or service tax. If Affiliate runs a business that is subject to VAT or a similar sales or service tax, then Affiliate shall issue to Payebo, in a form and at intervals to be agreed between the Parties from time to time, a VAT invoice recognised by the relevant tax authority for the purpose of reclaiming the VAT paid on the Commission. The term “VAT” shall mean Value Added Tax or any equivalent sales tax in any relevant jurisdiction. The Parties shall co-operate in good faith to give effect to an efficient tax treatment of the supplies and the payments of consideration contemplated hereunder.
5.4. Commission will not be payable to Affiliate, and Affiliate agree to return to Payebo any Commission paid to Affiliate, for any Referred Member or Sub-Affiliate that Payebo can reasonably demonstrate relates to illegal or abusive behaviour, fraudulent activity or Prohibited Activities.

6. Prohibited Activities
6.1. Affiliate shall not, and shall ensure that Referred Members do not perform any of the following activities:

  • Create or operate multiple Member Accounts without the prior written consent of Payebo.
  • Register a Member Account on behalf of another person
  • Offer incentives or rewards to New Members to encourage them to apply for a Member Account.
  • Create or employ any mechanism designed to artificially or automatically generate sign- ups to the Payebo Services.
  • Use counterfeit, forged, imitated, stolen or otherwise altered identification documents
  • Use or create any material that is sexually explicit, offensive, profane, hateful, threatening, harmful, graphically violent, defamatory, libellous, harassing, or discriminatory (whether based on race, ethnicity, creed, religion, gender, sexual orientation, physical disability.
  • Disparage or portray Payebo or its affiliates in any way that will have a detrimental impact to their reputation.

7. Licences and Use of Proprietary Materials
7.1. For the duration and strictly for the purposes of these Terms and Conditions, Payebo hereby grants to Affiliate, a revocable, non-exclusive, non-transferrable, licence to use, copy and distribute the Payebo trademarks, trade names and logo provided by Payebo directly to Affiliate (the “Proprietary Material”).
7.2. Payebo reserves the right to revoke Affiliate’s licence granted under clause 7.1 at any time and at its sole but reasonable discretion.
7.3. Payebo and/or its affiliates and/or licensors own all right, title and interest, including all copyright, trademark and other intellectual property rights, in and to the Payebo and Payebo name and brand, the Proprietary Materials, the Payebo Services and all components used in providing the Payebo Services.
7.4. Nothing in these Terms and Conditions shall be construed to grant Affiliate ownership of any of the Proprietary Materials or any other Intellectual Property belonging to Payebo. Affiliate shall not make any claim of ownership over any Proprietary Materials or any other Intellectual Property which have been directly or indirectly provided or made available to Affiliate by Payebo in connection with these Terms and Conditions.
7.5. Payebo may in its discretion withdraw any consent provided in accordance with this clause 5 upon notice to Affiliate. Upon receipt of such notice, Affiliate will immediately cease such promotion of the Payebo Services, or use or display of Proprietary Materials, or other Payebo (or any Payebo associate company) logos or marks, etc., as the case may be.
7.6. Payebo reserves the right at any time without notice to Affiliate to review the Approved Media and any other forms of communication, media and websites to ensure that Affiliate is complying with these Terms and Conditions and the Member Account Terms of Use.

8. Affiliate Warranties
8.1. Affiliate warrants, represents and undertakes to Payebo that:

  • All of the information Affiliate has provided to Payebo is true, accurate and complete.
  • It shall not, without Payebo’s prior written consent and, where applicable, the prior written consent of the intended recipient, engage in the distribution of any bulk emails (spam) in any way mentioning or referencing Payebo, the Payebo Services or using the Proprietary Materials. Furthermore, Affiliate is responsible for ensuring that their communications practices comply with all Applicable Laws and Regulations.
  • It shall not offer, promote or market the Payebo Affiliates Programme or the Payebo Services in countries where Payebo: (a) is prohibited or restricted from offering payment processing services; or (b) informs Affiliate not to promote the Payebo Affiliates Programme and/or Payebo Services. A list of prohibited countries is available upon request.
  • It shall comply with all Applicable Laws and Regulations, licences, regulations and codes of conduct applicable to the promotion and marketing of the Payebo Services and Payebo Affiliates Programme;
  • Unless authorised by Payebo in writing, it shall not offer or give any financial compensation (including but not limited to cashback) or any other reward that is designed to incentivise Referred Members to use the Payebo Services.
  • It shall not and shall ensure that the Referred Members do not carry out any Prohibited Activities.
  • Unless authorised in writing by Payebo, it shall not take any action designed to induce, encourage or cause Payebo Members to modify or terminate their existing agreement with Payebo for the purposes of becoming a Referred Member.
  • It shall not breach and shall ensure that the Referred Members do not breach any of Payebo’s terms of services or attempt to circumvent the Payebo security or verification procedures
  • It will not make or knowingly benefit from transactions which Payebo in its sole discretion deems to be suspicious, unauthorized, fraudulent or malicious including without limitation transactions that relate to money laundering, terrorism financing, fraud or other illegal activities.
  • It will co-operate with Payebo to investigate any suspected illegal, abusive, or fraudulent activity.

9. Confidentiality
9.1. Each Party will use and reproduce the other Party’s Confidential Information only for the purpose of performing their obligations under these Terms and Conditions and only to the extent necessary for such purpose and will restrict disclosure of the other Party’s Confidential Information to its employees, consultants or independent contractors with a need to know and will not disclose the other Party’s Confidential Information to any third party without the prior written approval of the other Party. Payebo may also disclose Affiliate’s Confidential Information to its affiliates for the purpose of performing its obligations under these Terms and Conditions or to administer the Payebo Affiliates Programme. Notwithstanding the foregoing, it will not be a breach of these Terms and Conditions for either Party to disclose Confidential Information of the other Party if required to do so by Applicable Law and Regulation, or in a judicial or other governmental investigation or proceeding.
9.2. The receiving Party agrees to return or destroy, and certify such destruction has been completed, the disclosing Party’s Confidential Information upon termination or expiration of these Terms and Conditions or upon any request of the disclosing Party.
9.3. The Parties agree that if the receiving Party commits a breach, or threatens to commit a breach of the provisions of this clause 7, then the disclosing Party shall have the right to bring an action for injunctive relief or any other action at law or equity to specifically enforce the terms of this clause 9, it being acknowledged and agreed that any such breach or threatened breach could cause irreparable injury and that money damages may not provide an adequate remedy.
9.4. The Parties agree to ensure that their associated companies, owners, leading personnel, consultants and board members adhere to the abovementioned confidentiality undertaking.

10. Representation of Authority
10.1. Each Party warrants and represents that it has and will maintain all the required rights and authority to enter into and to perform its obligations under these Terms and Conditions.

11. Liability and Indemnities
11.1. Neither Party shall be liable in contract, tort (including negligence or breach of statutory duty) or otherwise for any punitive, exemplary, indirect or consequential loss or damages of any kind in connection with or arising out of these Terms and Conditions.
11.2. Neither Party shall be liable for any indirect loss of profit or loss of contract, loss of goodwill or reputation, loss of opportunity, loss of revenue or third party loss regardless of whether or not the same was foreseeable or had been brought to any Party’s attention.
11.3. To the extent permitted by Applicable Laws and Regulations, nothing in these Terms and Conditions shall operate to exclude or restrict a Party’s liability for the following:

  • fraud and fraudulent misrepresentation;
  • death or personal injury due to negligence;
  • wilful and malicious misconduct;
  • damage to real or tangible personal property;
  • breach of clauses 7 (Licences and Use of Proprietary Materials), 8 (Affiliate Warranties), 9 (Confidentiality) and 12 (Compliance with Applicable Laws and Regulations).
11.4. Unless otherwise stated in these Terms and Conditions, neither Party shall be liable to the other Party for any liability arising out of its respective relationship with Referred Members.

11. Compliance with Applicable Laws and Regulations
11.1. In performing their obligations under these Terms and Conditions, both Parties shall comply with all Applicable Laws and Regulations from time to time in force, including but not limited to the Modern Slavery Act 2015, Anti-Bribery Act 2010 and Payebo’s Anti-Bribery and Corruption Policy.
11.2. The Parties have and shall maintain in place throughout the term of these Terms and Conditions their own policies and procedures to ensure compliance with the Applicable Laws and Regulations.
11.3. Affiliate shall promptly report to Payebo any request or demand for any undue financial or other advantage of any kind received by Affiliate in connection with the performance of these Terms and Conditions;
11.4. Upon request by Payebo, Affiliate shall certify to Payebo in writing, that Affiliate and all persons associated with Affiliate under these Terms and Conditions are compliant with this clause 11.
11.5. Affiliate shall ensure that any person associated with Affiliate who is performing services in connection with these Terms and Conditions does so only on the basis of a written contract which imposes on and secures from such person terms equivalent to those imposed on Affiliate under this clause 11. Affiliate shall be responsible for the observance and performance by such persons and shall be directly liable to Payebo for any breach of this clause 11 by such persons.

12. Term and Termination
12.1. These Terms and Conditions shall commence on the earlier of: (a) the date Affiliate accepts the Payebo Terms and Conditions; or (b) the date Affiliate starts performing the services stated in clause 3.1 of these Terms and Conditions and shall continue unless terminated in accordance with these Terms and Conditions.
12.2. Either Party may terminate these Terms and Conditions without cause by giving thirty (30) days prior written notice to the other Party.
12.3. Payebo may terminate these Terms and Conditions immediately and stop paying Commission if Affiliate breaches clauses 6 (Prohibited Activities), 7 (Licences and Use of Proprietary Materials), 8 (Warranties), 9 (Confidentiality) or (11) Compliance with Applicable Laws and Regulations. 12.4. Either Party may terminate these Terms and Conditions immediately by giving written notice to the other Party (the “Defaulting Party”):
12.4.1. If the Defaulting Party files a petition for bankruptcy, becomes insolvent or makes any arrangement or composition with or assignment for the benefit of its creditors, or a receiver is appointed for the Defaulting Party or its business, or the Defaulting Party goes into liquidation either voluntarily (otherwise than for reconstruction or amalgamation) or compulsorily.
12.4.2. If the Defaulting Party breaches a material provision of these Terms and Conditions and such breach (if remediable) is not remedied within five (5) business days after written notice to the Defaulting Party identifying the matter or circumstances constituting the material breach., any breach of Affiliate’s obligations under clause 5 (Commission), 6 (Prohibited Activities), 7 (Licences and Use of Proprietary Materials), 8 (Affiliate Warranties), 9 (Confidentiality) or 11 (Compliance with Applicable Laws and Regulations) shall constitute a material breach.

13. Relationship of the Parties
13.1. AFFILIATE AND PAYEBO ARE INDEPENDENT CONTRACTORS UNDER THESE TERMS AND CONDITIONS AND NOTHING HEREIN WILL BE CONSTRUED TO CREATE A PARTNERSHIP, JOINT VENTURE OR AGENCY RELATIONSHIP BETWEEN THEM. NEITHER PARTY SHALL HAVE AUTHORITY TO ACT IN THE NAME OR ON BEHALF OF OR OTHERWISE TO BIND THE OTHER IN ANY WAY.

14. Third Party Rights
14.1. No person who is not a Party to these Terms and Conditions shall have rights under the Contracts (Rights of Third Parties) Act 1999 or otherwise to enforce any term of these Terms and Conditions.

15. Tax
15.1. Payebo shall not be responsible for any taxes, duties, assessments, fines, levies or other amounts payable by Affiliate to any governmental or regulatory authority arising out of these Terms and Conditions. Affiliate is responsible for reporting and paying any taxes, duties, assessments, fines, levies or other amounts payable or reportable in relation to Commissions earned through the Payebo Affiliates Programme.

16. Changes to these Terms and Conditions
16.1. Payebo reserves the right to change these Terms and Conditions at any time including changing the applicable Commission rate and to impose new or additional terms on Affiliate’s participation in the Payebo Affiliates Programme. Changes will be effective as soon as they are published on the Payebo website. Affiliate’s continuous participation in the Payebo Affiliates Programme after such changes shall be deemed acceptance thereof.

17. Force majeure
17.1. Neither Party shall be under any liability if it is unable to perform its obligations due directly or indirectly to any event or circumstances beyond its reasonable control including, without limitation: the act failure or omission by Government; telecommunications operators or other competent authority; war, military operations, or riot; difficulty, delay or failure in any machine, data processing system, manufacture, production; supply by third parties of the Payebo Services or with respect to Affiliate, the supply of the services under these Terms and Conditions; any act of God, inclement weather, failure or shortage or power supplies, flood, drought, lightning or fire; strike, lock-out, trade dispute or labour disturbance.

18. Governing Law
18.1. These Terms and Conditions and any legal relationship between the Parties arising out of or in connection with the Payebo Affiliates Programme shall be governed by and interpreted in accordance with the laws of Delaware, USA. The Parties hereby irrevocably agree to submit to the exclusive jurisdiction of the courts of Delaware for the settlement of any claim, dispute or matter arising out of or in connection with these Terms and Conditions.

19. Entire agreement
19.1. These Terms and Conditions represents the entire agreement between the Parties in relation to its subject matter and shall replace and supersede all previous agreements, understandings, warranties and representations, either oral or written regarding the subject matter hereto. Each Party acknowledges that it has entered into these Terms and Conditions in reliance only on the representations, warranties, promises and terms contained in these Terms and Conditions and, save as expressly set out in these Terms and Conditions, neither Party shall have any liability in respect of any other representation, warranty or promise made prior to the date of these Terms and Conditions unless it was made fraudulently.

20. Severability
20.1. If any part of these Terms and Conditions is found by a court of a competent jurisdiction to be invalid, unlawful or unenforceable then such part shall be severed from the remainder of the Terms and Conditions, which shall continue to be valid and enforceable to the fullest extent permitted by law.

21. Language
21.1. These Terms and Conditions are drafted in English. If they are translated into any other languages, it is for convenience only and the English version shall prevail.